Take 10 Minutes to Get Started With ROOFING CONTRACTOR

Take 10 Minutes to Get Started With ROOFING CONTRACTOR

There is no such thing to be over protective with regards to your home and your finances. There are many roofing contractors out there which are willing to bend the rules to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Avon Business Roof : You hire a roofing contractor to fix a leak on your roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to work on your roof. A couple of months later you see a leak. You try to contact the business, but can’t find their information. You try to look them up by their business license and you find that there was never a business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they have no idea what they are doing. The company could easily disappear or walk out business.

In hawaii of Utah, your roofing company must have a shingle license and a general roofing license to set up a pitched roof. A set roof installation only takes a general roofing license.

A general contractor is legally able to install a roof without a roofing license if they have an over-all contractor license. However, there have been a lot of cases of contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners along with home owners. It is ideal for a general contractor to get a roofing license besides their general contractors license.

In Utah, the quantity for a general roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover that your contractor didn’t pay his supplier and that you will be now responsible for that payment. It has happened and can eventually you.

Solution: Be sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that when the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to protect the home or building owner from paying twice. If you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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